Financial Planning Articles
Learn about investing, financial freedom and planning for your future. Reach your financial goals.
Carefully curated and prepared by Legaseed.
How Much Do You Actually Need to Retire in New Zealand?
How much do I need to retire well?
Term Deposits vs Investing: What Kiwis Are Getting Wrong in 2026
Term deposits - when do they make sense?
Financial Advice After a Divorce in NZ
Rebuilding after divorce, what steps should you be taking next?
What Does “Risk” Actually Mean in Investing?
Investment risk isn’t just market ups and downs. Learn what risk really means for NZ investors and how to manage it properly.
How to Invest When You’re 5–10 Years From Retirement
Approaching retirement? Learn how investment strategy should shift 5–10 years before retirement in New Zealand.
How Inflation Really Impacts Your Investments (Not Just Your Groceries)
Inflation erodes purchasing power and investment returns. Learn how inflation really impacts NZ investors and how to manage it.
Market Drops: What Successful Investors Do Differently
Market downturns are inevitable. Learn what successful investors do differently when markets fall.
How do I invest after selling a property in NZ?
What’s next for me after an investment property?
Mainland Group Sale: Financial Planning Advice for Dairy Farmers Receiving Capital
Fonterra Mainland Group Sale
Why Emotions Are the Biggest Threat to Investment Returns
Fear and greed often hurt investment returns more than markets do. Learn how emotions impact investing and how to manage them.
Investing by Age in NZ – 30s, 40s, 50s and Beyond
How investment strategy should evolve through life stages for New Zealand investors.
Inheritance and Financial Advice: What to Do When You Receive a Windfall
Making smart financial decisions when emotions are high.
Why Diversification Is Essential for NZ Investors
Diversification reduces risk and improves outcomes. Learn why spreading investments matters more than ever in New Zealand.
Investing vs Saving: Why Cash Alone Won’t Build Wealth in NZ
Saving feels safe, but inflation erodes cash over time. Learn why investing is essential for long-term wealth in New Zealand.
Why Term Deposits Aren’t Keeping Up With Inflation (And What You Can Do Instead)
Term Deposits, are they really doing what you need?
“Do You Actually Know What Your KiwiSaver Is Invested In?”
What your KiwiSaver is invested in today can have a real impact on how confident and secure you feel about your financial future.
The Not-So-Glamorous New Year’s Resolution
Financial wellbeing isn’t glamorous, but it matters. Learn why small money steps can reduce stress, build confidence, and create security in the year ahead.
What Black Friday Can Teach Us About Smart Financial Decisions
Black Friday - What it can teach us about making smart financial decisions
Why Time in the Market Beats Timing the Market (And Why It’s Never a Bad Time to Invest)
time-in-the-market-vs-timing-the-market

