Personal Insurances & ACC
Life Insurance
Personal Insurance
Trauma Insurance
ACC
Medical Insurance
Income Protection
Key Personal cover
Life cover
KiwiSaver
Nobody likes paying for insurance, let's face it.
But when things really go wrong, you will never regret having you or your family protected.
As part of our process we look at your ability to retain risk yourself first (i.e. what you don’t need insurance for) and what events would really make you suffer hardship if they did happen, that's really where insurance can be invaluable.
We work with you to put in place a plan that will protect you, and your loved ones when you need it, the most.
A key component of ensuring your financial future is a success is protecting your cash flow and assets in the event of an unforeseen event such as disability, incapacity, or worst case - death.
So often in life we don’t think twice about insuring our cars and belonging, but forget to ensure ourselves.
Your most valuable asset is YOU.
If you happen to fall ill or have an accident that results in injury or death, advice in this area can bring security and peace of mind for you and your family.
Disability, trauma or prolonged illness can affect your capacity to earn an income, as well as using any savings or assets you may have to cover living expenses or medical costs. Think of all those years of lost income if you could never work again. This could affect your family’s current living standards and ultimately really set you back in a catastrophic way financially.
We’ll help you structure things in a far more effective way to ensure it doesn’t cost you an arm, or a leg!
Protecting you, and your loved ones.
UNDERSTAND
We meet to discuss what exactly you are looking for advice on, your key risk factors, your goals, your financial position to see what events could prevent you achieving your goals, or have the biggest impact on your lifestyle.. There is no charge or obligation with this meeting
2. COLLECT
Based on our initial meeting, we’ll do our research, go away and gather all your existing insurance information, from your professional advisers of business information, there may be more questions we need to ask you.
3. PLAN
This is where things really start to take shape. We will go over all the information we have about your situation, look at your goals, and how we can help you achieve them. Your plan will be unique to you, and completely tailored to your own situation.
4. PRESENT
We'll meet again and talk you through the work we have done, where we believe we can truly add value, including recommendations, benefits, fees and answer any questions you may have.
5. IMPLEMENT
Once we have the plan just right, and you are wanting to progress, we will meet to complete the implementation process, which involves the bits no one likes - the paperwork!
6. REVIEW
No plans go completely to plan, that's why we want to work with you over the long term, and that's why we value the review process. So much can change in life, it's important we keep a close eye.
“Life insurance. Cheaper to buy 10 years too early, that 1 minute too late.”
— Unknown
