Wealth Management
& Retirement Planning.
What is Wealth Management & Financial Planning?
We work together to get a full picture of your financial position, helping us put together a real plan, personal to you and your situation to work towards meeting your goals, leaving you free from worry, to go and enjoy life.
The investing is the ‘simple’ bit, the ‘solution’, it’s the planning where the real work is done. Some of the questions we’ll help you answer:
How long will my nest-egg last?
How much can I spend without running out?
How much do I need to start accumulating now to achieve the lifestyle I desire?
What are some of the important things on your wish list?
What do you want to do for your children/family/others around you, if anything?
What can I spend? Or do I/we have ‘enough’ for retirement?
Are there things you want to achieve but haven’t yet? If not, why not.
What do you want your life from here on into look like? What do you want to spend your time doing?
Do you already have ‘enough’ to achieve everything you want or do we need to put a plan in place to help you get to that point?
With many of our clients, we find they’ve worked hard through their working lives to put money aside, save and build wealth, this takes time and discipline. Then, once they’ve sold that farm, or business and realised their lives work, the question is often, what next? How long will our money last, how much can we spend?
Often, herein lies the scary bit. How do you know if you have enough, and what you can spend without the risk of running out?
We help you put an answer to those questions, and start taking the stress out of the process for you, allowing you to enjoy your hard earned work. Below is a little overview of the process we take all our clients on, its an evolving process, and our intention is to help and guide you along the way.
We meet to discuss what exactly you are looking for advice on, your goals, your financial position and objectives to see if we think we can add true value for you. There is no charge or obligation with this meeting
UNDERSTAND
2. COLLECT
Based on our initial meeting, if we have mutually decided to progress further, we will go away and gather more information, from your professional advisers of business information, there may be more questions we need to ask you
3. PLAN
This is where things really start to take shape. We will go over all the information we have about your situation, look at your goals, and how we can help you achieve them. Your plan will be unique to you, and completely tailored to your own situation.
4. PRESENT
We'll meet again and talk you through the work we have done, where we believe we can truly add value, including recommendations, benefits, fees and answer any questions you may have.
Once we have the plan just right, and you are wanting to progress, we will meet to complete the implementation process, which involves the bits no one likes - the paperwork!
5. IMPLEMENT
6. REVIEW
No plans go completely to plan, that's why we want to work with you over the long term, and that's why we value the review process. So much can change in life, it's important we keep a close eye.
